Human Health Advocates (HHA)negotiating medical debt reduction. We review medical invoices, and engage in reconciliation via correction of errors,seeking to enforce patients' rights with hospital and provider billing. We do a great deal of negotiating with medical providers.

HHA also seeks to protect and assert your rights to coverage under insurance policies. In addition to dealing with numerous hospitals, surgeons, and other providers, we carefully review health insurance policies to determine the availability of coverage. When adverse insurance decisions occur, we often seek reconsideration and/or prepare appeals on behalf of our clients.

We also work with probate estates, seeking to reduce claims involving medical debt.This is very helpful in the case of substantial remaining bills after someone passes, and provides an opportunity to challenge and obtain reductions--saving money for the estate and the beneficiaries.

We are strong believers in "preventative planning" --reviewing one's coverage, helping determine where to have scheduled procedures, and negotiating reduced self-pay rates for procedures.

Many times, hospitals and other providers use a collection agency to pursue medical debt. HHA assists in dealing with matters in collections. We have a comfortable working knowledge of the operation of the No Surprises Act. We can represent high-dollar, multiple provider cases, or merely seek to provide a better understanding of your situation, and options you have to address it effectively, guidance on how to proceed, in limited telephone sessions. YOUR FIRST 15 minutes is complimentary. Thereafter, we charge $75.00 per 30 minute increments of telephone time. We call this service The "Medical Bill Hotline" We find that this makes our services more accessible as well as providing the opportunity to gain a better understanding of one's billing and insurance situation--necessary in order to identify and implement the best strategy. This helps people with lacking funds to still be able to access the benefits of dealing with Human Health Advocates. Many of our clients have used this route of representation--collaborative in a sense, very effectively.

We also work with uninsured and under-insured patients. We understand that this group of patients has zero protection from the No Surprises Act regarding charges for an unscheduled procedure. However,we have conducted dozens of negotiations on behalf of uninsured and under-insured patients, with hospitals and other providers. NOTE* It is typically advantageous to arrange prices before services, if possible. Uninsured patients undergoing a scheduled procedure at a hospital should always request (insist) on a personalized estimate. In fact, this estimate is your primary protection under the No Surprises Act.


We have been in business since 2015, which is "Old" in advocacy years. We can provide what many of our competitors lack--years of experience. We retain our enthusiasm for helping others and look forward to a discussion with you.